Personal Finance Tips

Welcome to Personal Finance Tips. From money hacks to personal growth tips and everything in between to improve your quality of life!


    August 29, 2019 by

    This week I had a couple of expensive expenses that were one off payments. Although I did not spend any money on lifestyle or discretionary spending, I spent $187.50 this week on presents. $34.95 on my Aunties birthday present. $52.95 on my friend and his partners house warming present. $100.00 for Fathers day and birthday… Read more


    August 25, 2019 by

    Shopping for food and household daily products can be quite the expensive task if you don’t track how much you’re actually spending each week. The more you go to the supermarket during the week, the higher the risk of spending your hard earned money on items that aren’t a necessity. Some of the easiest and… Read more


    August 18, 2019 by

    If you’re wanting to get ahead or turn your life around, goal setting is key. Fail to prepare and prepare to fail. Without a clear definitive plan or goal, you’re destined for failure. Whether it is big or small, goal setting is crucial to enhancing your chances at success. I set myself daily goals, weekly… Read more


    August 17, 2019 by

    People often think that frugal living means starving yourself, not showering and wearing the same clothes everyday, but that couldn’t be further than the truth. Although some frugal people do these certain things, they’re most likely miserable. I practice frugal living everyday and I believe that I have a great lifestyle, without having to sacrifice… Read more


    August 15, 2019 by

    In today’s world, there is an unlimited amount of information out there that you can gain access too. The question is though, which information is the best out there? For years now, I have been searching far and wide for the best blogs and podcasts out there on all things money, finance and personal growth.… Read more

  • Ways to improve your overall happiness

    August 10, 2019 by

    For many years, I suffered from self-doubt, personal and social anxiety and depression. I would have my good days and then for absolutely no reason at all I would feel like I was on the verge of a mental breakdown. This constant cycle that I was going through was starting to affect my personal life,… Read more

  • My favourite books on finance and personal growth

    August 6, 2019 by

    There is an abundance of books out there about all things money and personal growth.  The problem is, a lot of them have the same information in them as each other or the information in them is dated and useless. I am an avid reader and believe it has shaped my mindset and actions in… Read more

  • Weekly spending updates

    August 6, 2019 by

    I will now start posting weekly updates on how much money I am spending each week and on what. This way it will give people an insight on how I live my life and ways that I am able to save money the smart way, while I still enjoy my life and have a great… Read more

  • Develop a wealthy mindset and life

    August 4, 2019 by

    Your own mind can be your greatest asset, yet at the same time it can also be your greatest liability. The way you think will determine the decisions that you make daily. You do not have to be financially well off or rich to be considered wealthy. A wealthy mindset is all about feeling empowered,… Read more

  • I now have an instagram page!

    August 3, 2019 by

    Personal Finance Tips now has Instagram! My instagram page is personalfinancetips_ and it will be dedicated to sharing my money tips, personal growth tips and everything else I feel is important to living the best life possible. My instagram will be a more direct view into my life and who I am. There will be… Read more


    August 1, 2019 by

    Have you ever felt like you just cannot get ahead no matter what?  Living pay check to pay check, struggling to get ahead? Spending your wh ole entire wage before the weekend is out, only to realise that you still have 4-5 more days until you get paid again? These generalised complaints are something that… Read more

  • Grow your savings

    July 28, 2019 by

    Building up your savings is something that takes time. It’s slow and boring, but the rewards are well worth it. I have developed several techniques and ways that have enabled me to grow a large savings over time. Its not fun or sexy, but they work. OPEN A HIGH INTEREST SAVINGS ACCOUNT Firstly, to grow… Read more

  • An introduction to who I am and what my blog is about.

    July 28, 2019 by

    My name is Matt and I am a 25 year old Plumber from Melbourne, Australia. Growing up in a poor to middle class family, I never grew up with all the luxuries that children desire. My parents didn’t own a luxury home, drive expensive cars, we didn’t wear designer clothes, eat out at fancy restaurants… Read more

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