This week I had a couple of expensive expenses that were one off payments. Although I did not spend any money on lifestyle or discretionary spending, I spent $187.50 this week on presents. $34.95 on my Aunties birthday present. $52.95 on my friend and his partners house warming present. $100.00 for Fathers day and birthday […]


Shopping for food and household daily products can be quite the expensive task if you don’t track how much you’re actually spending each week. The more you go to the supermarket during the week, the higher the risk of spending your hard earned money on items that aren’t a necessity. Some of the easiest and […]


If you’re wanting to get ahead or turn your life around, goal setting is key. Fail to prepare and prepare to fail. Without a clear definitive plan or goal, you’re destined for failure. Whether it is big or small, goal setting is crucial to enhancing your chances at success. I set myself daily goals, weekly […]


People often think that frugal living means starving yourself, not showering and wearing the same clothes everyday, but that couldn’t be further than the truth. Although some frugal people do these certain things, they’re most likely miserable. I practice frugal living everyday and I believe that I have a great lifestyle, without having to sacrifice […]


In today’s world, there is an unlimited amount of information out there that you can gain access too. The question is though, which information is the best out there? For years now, I have been searching far and wide for the best blogs and podcasts out there on all things money, finance and personal growth. […]

Ways to improve your overall happiness

For many years, I suffered from self-doubt, personal and social anxiety and depression. I would have my good days and then for absolutely no reason at all I would feel like I was on the verge of a mental breakdown. This constant cycle that I was going through was starting to affect my personal life, […]

My favourite books on finance and personal growth

There is an abundance of books out there about all things money and personal growth.  The problem is, a lot of them have the same information in them as each other or the information in them is dated and useless. I am an avid reader and believe it has shaped my mindset and actions in […]

Develop a wealthy mindset and life

Your own mind can be your greatest asset, yet at the same time it can also be your greatest liability. The way you think will determine the decisions that you make daily. You do not have to be financially well off or rich to be considered wealthy. A wealthy mindset is all about feeling empowered, […]

I now have an instagram page!

Personal Finance Tips now has Instagram! My instagram page is personalfinancetips_ and it will be dedicated to sharing my money tips, personal growth tips and everything else I feel is important to living the best life possible. My instagram will be a more direct view into my life and who I am. There will be […]